Installment payment

Don't give up the product you want, buy now and pay little by little.

Deferred payment at ZERO RATE

In checkout, you can find the HeyLight payment method from the COMPASS s.p.a. group, which allows you to installment your purchases in minutes and without any ZERO RATE income documents. However, it is important to note that this option is not always available checkout, but is only available at specific promotional times or on specific product categories.

HeyLight

Make a deferred payment for orders worth between 100€ and 5,000.
The monthly installment cannot be less than 20€.

Financing up to 36 installments

In checkout, you will find the PagoLight PRO payment method from COMPASS Group s.p.a that allows you to installment your purchases in minutes and without any income documents.

HeyLight

Make a financing for orders worth between 120€ and 5,000 , you can choose to finance in 6, 12, 18, 24, 30 or 36 months.
The monthly installment cannot be less than €20.

Deferred payment in 4 installments

In checkout, find the following deferred payment methods:

Scalapay

One payment made, 2 more to be made. Split the payment of purchases worth between €49 and €1,500 into 3 monthly installments without interest.

Deferred payment in 3 installments

In checkout, find the following deferred payment methods:

PayPal Pay Later

One payment made, 2 more to be made. Split the payment of purchases worth between €30 and €2,000 into 3 interest-free monthly installments.

Frequently asked questions (PayPal)

Find out the answers to frequently asked questions.

How does "Pay in 3 installments" work?

It's simple, choose PayPal as your payment method when you make your online purchases. Log into your PayPal account and you will see a "Pay in 3 installments" option available if you and your purchase are both eligible. If so, you can request payment in installments in a few steps, you will receive quick feedback to complete your purchase. At the time of your application we may have to check your credit reference with credit information systems and therefore may have to provide them with information about how you handle your repayments. If we do this, it will remain on your profile from the time the loan agreement is signed. We may then have to provide information about how you handle your repayments to credit information agencies. Therefore, it is important that you are able to pay your repayments and have the confidence that you can pay them.

What purchase amounts are eligible "Pay in 3 installments"?

'Pay in 3 installments' is available for eligible purchases from 30€ to 2000€.

does "Pay in 3" installments incur costs?

No, there are no costs associated with "Pay in 3 installments," including penalties for nonpayment. However, remember that this is financing, so make sure you are able to repay it to avoid, for example, any impact on your credit reference.

Am I signing a contract with HiNelson or with PayPal?

If your loan application is approved, you are entering into a contract with PayPal. This means that PayPal is the creditor.

Where can I view the total of my payments and the total amount to be refunded?

Log into your PayPal account, go to "Pay in 3 installments" and then click on the "Pay in 3 installments" payment you want to refer to. You can see your previous payment amounts in your "Pay in 3 installments" activity. You can also see the amounts of upcoming payments by clicking on Show upcoming payments.

The amount you have yet to repay appears under "Remaining".

Frequently Asked Questions (HeyLight)

Find out the answers to frequently asked questions.

What documents are needed to apply for financing with HeyLight?

It is sufficient to upload, on the dedicated platform of the partner site, your identity document; you do not need to upload your income document as well.

How long does it take for the outcome of the request?

Once the required steps are completed, the outcome of the request is provided in real time.

When will I have to make the first installment payment?

The first installment will be charged no sooner than 30 days after your loan application is approved. This means you will start paying after 30 days.

What is the difference between PagoLight and PagoLight Pro?

PagoLight Pro falls under the consumer credit category which allows you to split the payment of your purchase into convenient installments. This option is always available in checkout and gives you the option to installment your purchase up to a maximum of 36 installments.

PagoLight falls under the credit assignment category, offering zero-interest, interest-freefinancing. However, it is important to note that this option is not always present during checkout, but is only available at specific promotional times.

What documents are needed to apply for financing with HeyLight?

It is sufficient to upload, on the dedicated platform of the partner site, your identity document; you do not need to upload your income document as well.

How long does it take for the outcome of the request?

Once the required steps are completed, the outcome of the request is provided in real time.

When will I have to make the first installment payment?

The first installment will be charged no sooner than 30 days after your loan application is approved. This means you will start paying after 30 days.

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